Minimum retirement age


Q. What is the minimum retirement age for someone who was born in 1955 and started working in September 1988?

A. Because you are a FERS employee, you could retire now under the MRA+10 provision. However, your annuity would be reduced by 5 percent for every year your were under age 60. If you were willing to wait to retire until you reach age 60 in September 2015, you could retire on an immediate unreduced annuity.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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