Q. I have a question about going part time in the federal system, FERS, post-1986. I was hired in October 1995. If I went part time until I retired at age 60, say 4 days a week, how will that affect my retirement calculation, and will I lose anything in the FERS calculation for going part time at the end of my career besides the less time used in the calculation? Will they still use my full salary for the calculation?
A. You’d get full credit for the years and high-3; then your annuity will be reduced in proportion to the amount of time you worked part-time.