Determining a retirement date


Q. I am 57 with 35 years in CSRS and planning to retire at the end of the year. Can I retire on a holiday? If so, would I get paid for the holiday and still get my annuity payment?

A. You can retire on any day of the week you want to, holiday or not. Financially, it would make better sense to retire at the close of business on Friday, Jan. 1, which would be the end of a 40-hour work week. Note: Since you’d be retiring in the middle of a pay period, you wouldn’t get any credit for annual or sick leave you would have earned if you’d retired at the end of a pay period.


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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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