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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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  1. You are not affected by the WEP. The WEP affects employee benefits, where the employee has a pension like CSRS where they didn’t pay Social Security. You may be affected by the GPO, Government Pension Offset, when you try to collect on Social Security survivor benefits, if you also receive a pension where you did not pay Social Security. Here is a link to the Social Security publication regarding that: http://www.socialsecurity.gov/pubs/EN-05-10007.pdf

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