Q. I didn’t do my buyback for my military time of five years from 1975 to 1980. I don’t have enough quarters for a Social Security benefit, and I have a CSRS retirement of 35 years from the USPS. Do I still have to buy back my military time to receive that time served for military in relation to CSRS retirement alone?
A. You won’t have to make a deposit to get credit for your active duty service unless you are (or expect to be) eligible for a Social Security benefit at age 62.