Survivor annuity


Q. Can I elect a survivor benefit in any amount, or does it have to be the 100 percent or 50 percent that is always talked about?

A. If you are a CSRS employee, you may elect any amount from $1 per year up to 55 percent of your basic annuity. If you are a FERS employee, you are limited to either 50 percent or 25 percent of your basic annuity.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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