FERS annuity


Q. If you are FERS and under 62, will your retired pay stay exactly the same until you start getting COLAs at 62? For example, if I retire at 56 and get $800 a month, does it stay that way for the next six years?

A. Yes, it does. With rare exception – for example law enforcement officers – FERS retirees don’t receive cost-of-living adjustments on their annuities until they reach age 62. The same is true of the special retirement supplement, which ends at age 62.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

1 Comment

  1. What is the reasoning behind why fers retirees don’t receive a cola increase until age 62 and csrs receive it proportionately (percentage of months on opm roles as of 1 dec the first year and the full)?

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