Q. I’m 60 years old now, CSRS Offset, with 26 years of service. What will I be losing if I retire now at 60 instead of 62 years old?
A. If you retire at age 60. two fewer years will be used in the computation of your annuity and your Social Security benefit. The latter will show up when your CSRS annuity is offset at age 62 and you are eligible for a Social Security benefit.