Q. I am a fed with a non-fed spouse. We both currently carry health insurance on ourselves with the exception she has me on her vision and dental. We both can retire this coming year. She cannot carry insurance into retirement. Should I put her on mine now or can I when she retires as a life-changing event? Hers is better than mine currently and I want to keep her on it as long as possible. Should I add vision and dental now or can I do that when I add her?
A. Under Code 1G of the Permissible Changes in FEHB Enrollment, you can do it within 60 days after her employment status changes.