About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.


  1. At retirement I was eligible for CSRS regular retirement. I elected the disability retirement. I am 6 years post CSRS disability retirement.

    I will be 60 years old February 2018.

    I have an outside long term care policy. It has a waiting period of 90 days paid care vs the OPM offered one of 30 days paid care (waiting period to receive benefits)

    1. Can I add the OPM long term care plan after retirement?
    2. If added, is this done during open season each year or at anytime during the year?
    3. Are there penalties associated with adding it after retirement?

  2. Don’t cancel FEHB! You can suspend it instead, just in case a situation comes up that you might need it again. I just went to a retirement seminar, suspending it is the way to go.

  3. Randy Ferguson on

    I retire in 11 months. Should have done this a year ago but, I turned 60, am eligible for Tri Care. I want to switch to Tri Care and cancel my FEHB now. Do I need to fill out a form and send it in or what. Getting no help by calling any place. Thanks and I apologize if this has already been answered.

  4. I am moving to another country shortly, where I will not be able to use my FEHB. Should I cancel or should I suspend it? The move will be permanent.

    • Your only choices are to keep the coverage or cancel it. Only those individuals who are electing to be covered by TRICARE of CHAMPVA can suspend their coverage.

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