Q. I retired from the U.S. Postal Service in 2005. I was under CSRS during that time. When I retired I elected an annuity for my spouse (for after my death). We are getting a divorce. I wanted to know by how much will my annuity increase, and what happens to the money I paid into the death benefit annuity?
A. Hold your horses. What will happen to your own annuity will depend on the terms of the divorce decree. That decree could award her a full, partial or zero annuity. Your own annuity could, therefore, remain as it is, be increased or restored to what it would have been had you not elected a survivor annuity. In no case would you be entitled to a refund of the money that was deducted from your annuity to pay for that benefit.