FEHB

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Q. When I retire from FERS, can I use my health insurance right after retirement? Does my insurance stop until I start receiving retirement pay?

A. Yes, you can use your FEHB insurance before and after your retirement. Your coverage will be seamless. Any premium payments that are missed before you begin receiving your annuity will be covered retroactively when your annuity begins.

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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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