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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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  1. I also believe that if you return to work for the Federal Government after you retired and received a buy-out/bonus for retiring early that you must either repay the total amount of the bonus prior to your return or wait at least 5 years after you retired before re-entering the Federal workforce to avoid having to repay the buy-out/bonus.

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