Q. I am MRA +10 and want to postpone receipt of my FERS annuity until I turn 62. My agency says if I choose to “postpone” I can’t retire but have to resign and contact the Office of Personnel Management six months before my 62nd birthday. How do I “retire and postpone” instead of resign?
A. Your agency is correct. Just as they said, you’ll have to resign and apply for a postponed retirement six months before your 62nd birthday. You’ll find the Application for Deferred or Postponed Retirement online at https://www.opm.gov/forms/pdf_fill/ri92-19.