Government pension offset provision


Q. I am a FERS retiree. My husband is a CSRS retiree with no Social Security. If I die, will he be able to receive a benefit from my Social Security?

A. Because he worked for a retirement system where he didn’t pay Social Security taxes, he will be subject to the government pension offset provision of law. That offset will reduce his spousal or survivor Social Security benefit by two-thirds of the amount of his CSRS annuity. So, for example, if his CSRS annuity was $1,200 a month, two-thirds of that (or $800) would be used to offset his Social Security spousal or survivor annuity.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

Leave A Reply