Q. I quit the U.S. Postal Service after working 14 years for them. Am I entitled to any sort of pension from the USPS when I turn 62 or 65?
A. Yes, if you didn’t ask for a refund of your retirement contributions when you left. Regardless of whether you were covered by CSRS or FERS, you could apply for an annuity at age 62. If you were covered by FERS, you could also apply for an annuity when you reach your minimum retirement age. MRAs range from 55 to 57, depending on your year of birth. However, if you apply under the MRA+10 provision, your annuity would be reduced by 5 percent for every year you were under age 62.