Survivor annuity


Q. If I marry before I retire, will my new wife be entitled to my pension if we divorce? if so, can a prenuptial agreement protect my interest, or does the government override?

A. If you marry while an employee, you are required by law to provide a survivor annuity for your spouse. If you marry after you retire, whether or not you provide a survivor annuity is up to you.


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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

1 Comment

  1. Under a survivor annuity, would your surviving spouse be able to maintain your FEHB benefits via their 25% or 50% share of your FedGov Annuity? Or do they only get their 25/50% share of your annuity without any other benefits? I know surviving retired Military Spouses can keep their spouses TriCare medical benefits provided they make the premium payments.

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