Q. I was told I can buy back my military time of 25 years, do 5 years in civil service, and then collect a 30-year FERS retirement. Because my military retirement is a disability retirement, I do not have to waive my military retirement and I’ll receive two retirement payments; I just need buy back my time before I retire. Is this true?
A. Yes, you can make a deposit to get credit for your years of active duty service before you retire. However, you would also have to waive your military retired pay unless it was awarded on account of a service-connected disability either incurred in combat with an enemy of the United States or caused by an instrumentality of war and incurred in the line of duty during a period of war.