CSRS Offset


Q. I was a CSRS Offset employee who retired at age 55. Since then, I’ve been working in the private sector. I’ll soon turn 62 and plan on continuing to work and not applying for a Social Security benefit until I retire again. When will my CSRS Offset annuity be reduced?

A. When you turn 62, it will be automatically reduced by the amount of Social Security benefit you earned while covered by CSRS Offset.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.


  1. Good morning Reg, I am currently OWCP disabled and retired. I am civil service offset with 37 years of service. I will be 62 in February 28, 2020. will my civil service retirement start as soon as I am 62? Can I cashout my entire civil service pension? If I take the civil service retirement annuity will i still receive social security? Thank you John Hagan. John.Hagan21@yahoo.com.

    • There is no time limit on your OWCP coverage. It can last as long as you are disabled. Since you are retired, you cannot receive a refund of your retirement contributions.

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