Browsing: Coverage after retirement

Q. I was terminated in January 1997 for insubordination. I refused to transfer $90,000 I had the authority to transfer. I filed an appeal to MSPB. The agency changed its mind and allowed me to retire in March 1997. I was only 53 years old with 25 years of service. I received immediate federal annuity. Am I correct in assuming that I wasn’t eligible to receive immediate retirement benefits?

Q. My husband just retired under FERS. We are both federal employees. I am under FERS as well with a 31 years born 1964 plan to retire at age 56 like my spouse in 4 years and 11 months. I dropped my PPO insurance years ago when we married, and he covers me under his PPO Blue Cross Blue Shield. Before I retire, am I required to spend the last five years with my own health insurance?

Q. I was injured on the job Nov. 5, 2013, and have been on leave without pay since then. I am 61 and a half years old, and plan on retiring at the end of 2015 when I reach 62 years old. I have been with VA for 5 years. I have applied for SSD but haven’t heard anything yet. I am receiving OWCP compensation. Does it pay for me to apply for OPM disability retirement at this point? I am still being seen by my surgeon but OWCP can be capricious.

Q. I’m a 24-year veteran of the Postal Service at the age of 58. Due to a recommended fourth surgery, I am considering resigning from the Postal Service later this year but want to postpone receiving my annuity until I’m 60-years-old (about 17 months from now) so (according to a human resources representative) I can avoid the 5 percent reduction per year as I would have reached the 60/20 retirement plateau. I realize I would not be eligible for the “special supplement,” but my wish is to work in the private sector and delay receiving social security until my mid-60s. My finances are in order to do this. So…

Q. I would like to retire in 4 years with 25 years in a position that falls under 6c. I retired at the age of 49. I’m interested in full-time work in the private sector. How would that affect my 6c enhancements supplement through the Office of Personnel Management? Would there be a limit on the amount of money I can make? Will my supplement be reduced?

Q. Just received my military service earnings/buy back calculation from Defense Finance and Accounting Service. I had 15 years, 5 months and 13 days of Active-Guard-Reserve Service, but a total of 23-plus years in the National Guard, which would also qualify me for a National Guard pension at age 60. I understand that in addition to that Guard retirement check, which I will begin to receive in 2020, my buy-back of the 15-plus years, once paid and complete and added to my 15 years of federal civil service as an Army civilian in 3 years, would give me a total of 30 years…

Q. I have been permanent part time as a TSO with the TSA for approximately 10 years and have been enrolled in FERS and Blue Cross/Blue Shield for all of my employment. Will I be allowed to carry my health insurance into retirement when I retire at 62 or do you have to be full time?

Q. I work for the Federal Bureau of Prisons, and I will be mandatory in 2-1/2 years. I got married in December and my husband is covered by VA. If I add my husband to my health insurance during open season in 2014, will he be able to remain when I retire in January 2016? I’m wondering because he will not have been on my insurance for five years.

Q. I am 53-year-old female who retired on disability from USPS in 2007. My husband still works at USPS, and I am on his Blue Cross Blue Shield health insurance. We are divorcing, and I need my health insurance due to my disability. I need to know if I am eligible for insurance through the USPS since I am a former employee under FERS. Any info will be helpful.

Q. Where do I find specific details for the exception to let my surviving spouse continue in FEHB if I do not chose a partial or full survivor annuity? Or is there such an exception? In a 2013 Pre-Retirement Planning class manual dealing with Current Spouse Survivorship, it states surviving spouses who do not receive a survivor annuity cannot continue FEHB. It also states there is an exception for spouses married 30 years or more. I am retired Navy O-5 using both FEHB and Tricare Prime, married 37 years, and trying to decide what to do about health insurance when I…

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