Browsing: Eligibility

Q. I resigned under FERS at age 52 with 30 years of service. Can I put in at age 56 and 2 months for collecting my retirement? A. If you were born in 1965, you would be entitled to an immediate unreduced annuity when you reach your minimum retirement age, which is age 56 and 2 months. Note: As a deferred annuitant, you wouldn’t be entitled to the special retirement supplement. Reg Jones is away until May 2. Daily posts of previously submitted questions will continue, while newer queries will be answered following his return.

Q. I am 54 years old and have been working for the U.S. Postal Service for 22 years as a city carrier. Am I eligible for retirement? What percentage of my pay will I be able to receive? A. No, you aren’t eligible to retire now. However, you could resign from the government and apply for a deferred annuity under the MRA+10 provision. If you did, your annuity would be reduced by 5 percent for every year (5/12 percent per month) you were under age 60. Your annuity would be based on your high-3 and years of service as a FERS employee when you left.…

Q. I was born in 1959, so my MRA age is 56 with 30+ years of service. I turn 56 on Oct. 10, 2015 (which is a Saturday) and I will have 31 years with the USPS (FERS). My master file says I’m eligible to retire on Oct. 9. What is the correct date of retirement? I don’t want to retire on that Friday, Oct. 9, only to find out I retired one day too early.

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