Q. I was hired as a term employee Dec. 18, 2006, and am now being laid off along with 370 more term employees. I called FERS and they said because of my age, I keep my health insurance and life insurance. The qualifications were five years of service and having FERS, which I do, but I was wondering if that applies to term or temp employees also. I have worked for the Anniston Army Depot, Ala., for six years and three months. The depot is processing us out this week. My birth date is Jan. 5, 1951.