Q. I am a federal employee who is covered by Tricare. Is it true that I can enroll in the FEHB program during the next Open Season and then put it on “hold” when I retire, I can activate it again if I need it? A. Yes, it’s true. If you are enrolled in the FEHB program when you retire, you can suspend that coverage, then reactive it if you ever lose coverage under Tricare.
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Q. I will soon qualify for Medicare. My husband and I are looking at enrolling in FEHB Kaiser Basic Medicare plan. We currently have FEHB Kaiser. However, as I am a Sacramento County retiree, we can also enroll in the county Kaiser Medicare silver plan, which is a better deal. If we disenroll or suspend FEHB coverage, can we go back during open enrollment? Counties are sometimes susceptible to bankruptcies. A. You can suspend your FEHB coverage. If your other plan went out of business, you could immediately re-enroll in the FEHB program. If it didn’t but you want to…
Q. I’m in the MRA+10 category. If I leave government and apply for a postponed annuity, when can I enroll in FEHB? And, if so, would it be only after receiving an annuity or only during Open Season? A. When you apply for your postponed annuity, let OPM know that you want to re-enroll in the FEHB program. Then when you annuity begins. so will your FEHB coverage.
Q. I am turning 65 in March, and am considering joining a Medicare Advantage Plan. I would suspend my FEHB plan at that time, in case I decide to go back to it. If I decide to re-enroll in my FEHB, I know you have to wait until the next open season, which would be the fall period. But the Advantage Plans have an additional open season in the spring, could I do it then as well? And would it have to be that first open season, or could you still go back, say, the next open season the following…
Q. How do I add dental care without “changing” my standard coverage with BC/BS of Alabama?
Q. I’m 60 years old with 36 years of service. I got married four years ago. I have not added her to my health plan yet. Can I still add her before I retire?
Q. I am retired and receive Blue Cross/Blue Shield. I would like to put my spouse on my insurance as self plus one. I retired under FERS Federal Law Enforcement. Is this possible?
Q. I’m currently providing health insurance for my husband as a FERS employee. If I postpone retirement, can my husband resume his insurance coverage as well as me?
Q. I am still working and wanted to cancel my dental, but missed open season. I called the benefits line for my dental plan (Concordia), as I plan to retire next year and don’t want to take it into retirement. They told me that I could only cancel it during open season even then. That OPM rules do not allow it for their plan and that “retiring” is not a qualifying event. Even if my husband died, he would only be taken off the “family” plan, but I couldn’t drop it then. I am confused.