Q. If we suspend Blue Cross Blue Shield coverage in favor of Tricare, can we only re-enroll during Open Season? Would pre-existing conditions be covered? Can BC/BS Federal deny re-enrolling us if we have cancer? Is there a financial penalty if we do decide to re-enroll?
Browsing: Re-enrollment
Q. I am 64 and retired from both the Air Force and civil service, with Tricare and the Mail Handlers Benefit Plan. I plan to sign onto Medicare by age 65. If I suspend my MHBP, does that mean I could reactivate that insurance if I decided I needed it again?
Q. I’m a 24-year veteran of the Postal Service at the age of 58. Due to a recommended fourth surgery, I am considering resigning from the Postal Service later this year but want to postpone receiving my annuity until I’m 60-years-old (about 17 months from now) so (according to a human resources representative) I can avoid the 5 percent reduction per year as I would have reached the 60/20 retirement plateau. I realize I would not be eligible for the “special supplement,” but my wish is to work in the private sector and delay receiving social security until my mid-60s. My finances are in order to do this. So…
Q. I was a Miltec for the army and I took a postponed retirement in 2008. Up to that point I had medical coverage under the FEHB program for five years. I have reentered Miltec status and have medical coverage, but will retire before I have five years of medical coverage for this period of service. Will I still have medical coverage after retirement or will I lose it because I didn’t have medical coverage for this period of service for 5 consecutive years?
Q. I am a retired USPS employee. Presently, I am enrolled with BCBS with self and family option. My wife wants to get Medicare Part B and cease to be enrolled with my FEHBP. Can my wife re-enroll with my plan if she decides to do so later on?
Q. Can you suspend FEHB after retirement if you are eligible for Tricare? Can you elect to go back on FEHB if desired? How would you do this?
Q. I am a reinstated federal employee with the Bureau of Prisons who is 59 years old and has 15 years of service time. I want to retire under the minimum retirement age and understand there is a five percent penalty for every year under the age of 62. But, am I able to keep my federal health insurance until I reach age 65?
Q. I am a federal employee (FERS employee from January 1988 to the present) who will likely be leaving federal employment for a private sector position in a different city. What happens to the following: 1. Can I either leave my money in the TSP account or roll it over; in any case, I am not touching the balance until I retire. 2. Am I correct that my retirement annuity freezes until I actually retire and that it would be based on the following calculation — years of service (.26) x the average of the high-3 annual salary? 3. Do…
Q. I have been approved for Federal Retirement Disability after having applied for it almost 15 months ago. I am receiving interim payments. I was separated from my federal position before I applied and could not afford to pay for COBRA benefits during the time I waited to be approved. When could I anticipate receiving my health insurance benefits back? How will they calculate my portion of the health insurance premium?
Q. This is a two part question. I’m a FERS employee with a minimum retirement age of 56 1/2. I would like to retire at my MRA if possible but want to make sure I understand the penalties and rules. First, I will be about 1 1/2 years short of 30 years with the government at age 56 1/2. It’s my understanding that I can still retire at that age but can postpone receiving an annuity to avoid the 5 percent per year penalty if I don’t take benefits until age 60. Is this correct? Second, if I decide to…