Q. I am a FERS employee who will be eligible for retirement in five years. My health insurance is covered under my husband, who works for the post office and is also a FERS employee. My husband will retire in four years. Will I be able to be covered under his Federal Employees Health Benefits after he retires, or do I need to sign up for my own FEHB? Because I am five years from retirement, do I need to have my own FEHB for five years?
Browsing: self only
Q. I am a retired federal employee and have been receiving my health benefits in the “self-only” designation. My spouse will be retiring from her private-sector position in June 2014. Must I change my health benefit designation to “family” this open season, or can I wait until June 2014 and change designations using the qualifying life event as a factor?
Q. I plan to retire in June 2014 (at age 65), and I have been with a Federal Employees Health Benefits plan (self-only) during my entire working CSRS career (39 years). For the past 10 years, I have only used my wife’s health insurance plan from her private employer as she has self-and-family coverage. She is eight years younger (age 57) than I am but she thinks that her job may be eliminated (laid off) and she will need health insurance under my FEHB plan (I would need to change my FEHB plan to self and family). If she were…
Q. I’ve read on your site that during any open season, after I’ve retired, I can change my enrollment option in the Federal Employees Health Benefits. I just want to confirm that such is the case and still have Uncle Sam pick up the increased premium cost share. Will I be able to change my enrollment in FEHB from self to self and family after I’ve retired (in open season) and still have the government share of the self-and-family premium picked up by Uncle Sam? I’d plan to revert back to self-only later, once my spouse starts receiving her pension…
Q. I am 67-year-old annuitant under Federal Employees Health Benefits. I am thinking of switching to Medicare. If I switch to Medicare, will my spouse (52 years old) still be eligible for coverage under FEHB? If so, do we have to get her a self policy under FEHB, or do I have to continue to buy self and family to cover her?
Q. I have been on Federal Employees Health Benefits Medicare supplementary coverage with Aetna Consumer Plan for several years, covering my under-65 wife with a family plan. She turned 65 in September and chose a Medicare Advantage plan for herself. At open season in November, can I then revert to single status when I go on with the Aetna plan for myself?
Q. We are trying to determine whether or not my husband, a federal employee, must have self-and-family coverage on the date he retires to have a spouse covered under his health/dental/vision plans. I am not under his health insurance as I am covered by my employer. I will stop working after he retires. If he retires in a self-only status for health/dental/vision, will he be able to add me and change to self and family after he retires? Either at open enrollment or when I stop working and lose my employment coverage? If so, can you tell us where to…
Q. I was recently married (March) and changed my health insurance from self-only coverage to family coverage. If I were to receive an offer to take an early retirement, will I be able to keep the family coverage? I am under CSRS and have 33 years of continuous service.
Q. I am retired with the Blue Cross/Blue Shield family plan, which also covers my wife. She will have survivor benefits after I die, assuming I go first. Will she be able to continue on BCBS as a “self” subscriber if I die first?