Browsing: Medicare

Q. I am a federal retiree on Medicare parts A and B, and I also have Geha — a standard option that covers parts of my prescription costs. I was thinking about getting Medicare Part D just to be safe. I was told that if I sign up for Medicare Part D, then Geha will drop me. Is this a fact?

Q. I am a retired U.S. Postal Service employee. I work another job full time but maintain my federal Blue Cross Blue Shield coverage. I am now married, effective with the same-sex marriage law. My spouse, who is 70, also works full time and has BCBS through his employment. When he retires, can I add him to my insurance as he does not have any health insurance benefit other than Medicare? What would be the cost? Would/could we both have Medicare and BCBS?

Q. I’m a CSRS retiree and with Kaiser Permanente. I signed up with Medicare and received my card from Social Security saying I’m covered under parts A and B. I just sent in my first check for $345 for September, October and November. Do I still pay Kaiser the $120 a month for health care, or will that monthly withdrawal stop automatically from my retirement check? If not, who do I call to stop this payment?

Q. Reg Jones says there would be a penalty if signing up for Medicare part B was delayed until later years. The first comment after the response says that there would not be any penalty since the FEHB is “creditable coverage.” The confusion is related to the wording of the rule which states that the creditable coverage needs to be under a working spouse or new employer. It seems that a retirees FEHB (although creditable coverage) does not meet this. Anyway I hear people advocate both positions and wish I knew where I could get a definitive answer for sure…

Q. I am 66 and retired under the old CSRS retirement. I enrolled in Medicare A & B at 65. My wife is covered by only by my CSRS health insurance, which I have kept. For the average person in average health, do you think it is cost effective to enroll in Medicare Part B if I have also kept my government retirement health? If I understand correctly from previous posts, if I keep Medicare A I don’t have to pay anything, just for Medicare B?

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