Q. Will Medicare or my spouse’s Federal Employees Health Benefits be my primary? He has been employed for 40 years and is still working for a federal agency. I am covered under his Blue Cross/Blue Shield.
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Q. My husband is retired Postal Service, with Blue Cross/Blue Shield and Medicare Part A. I will be 65 in March but only have 37 credits and do not qualify for Social Security or Medicare, according to my SS statement. I would like to know if I qualify for Part A under my husband’s Medicare benefits and, if so, what will happen to that benefit if he dies before I do? Due to medical issues, I do not plan to work in to get those last three credits.
Q. I am 79 years old. I am an annuitant and presently have the federal Blue Cross/Blue Shield plan, along with Medicare parts A and B. I want to drop my Part B coverage. Will I lose my federal BC/BS if I drop Part B?
Q. My husband is a federal civil servant and planning to retire in a couple of years. His insurance carrier is the mail handlers benefit plan, enrolled as family plan. When he retires at age 65½, I understand that Medicaid will take over as his primary health plan. What will happen to the mail handlers benefit plan we’ve been carrying for the past 30 years? Do we have to change it to the supplement B or whatever covers what’s not paid by Medicaid? Or will the mail handlers benefit plan pick up the balance, prescription, etc.?
Q. I am retiring under FERS and continuing health insurance coverage. Why do I need Medicare Part B or D? Doesn’t my health insurance provide these benefits? Why would I want both?
Q. I retired in 2000 with 30 years of federal civil service and am covered by Blue Cross/Blue Shield. My wife has survivor benefits both for my annuity and my Social Security. I declined Medicare coverage when we qualified for it. Now we are in our 70s, and I want to know if we can now enroll in Medicare. If so, how is the penalty calculated? I’m under the impression that the accumulated penalty for late enrollment may not be to our benefit to enroll. As it stands now, we pay 20 percent of all our medical expenses, and they…
Q. I am a retired federal employee. I kept my Blue Cross/Blue Shield under the Federal Employees Health Benefits. My husband is retired Army and is covered by Tricare for Life, Medicare and my Blue Cross/Blue Shield. I am also covered under my husband’s Tricare but not Tricare for Life. Do I need to sign up for anything else when I turn 65 in January?
Q. I’m looking to retire within the next year after turning 60. My wife and I are in excellent physical condition with no medical conditions. I’m the only one who works in the federal workforce. Once I turn 65, should I consider enrolling in Medicare or just stay with my Federal Employees Health Benefits (currently with Blue Cross/Blue Shield)?
Q. My husband is a retired federal employee. We both have Medicare as our primary and have Blue Cross/Blue Shield Fed standard plan as our supplemental coverage. If he dies, am I eligible to keep the BCBS Fed as my supplemental?
Q. My wife and I are covered under the Federal Employees Health Benefits plan, but do not have Medicare Part B. She is 77 and I am 83. Consequently, to enroll in Part B now would be cost prohibitive. We are currently enrolled in an HMO, so Part B is not a problem. If we were not in an HMO, how much would we be penalized if we were in a service benefit plan without Part B? For example, if we were in Blue Cross Standard, what additional costs would we incur without Part B?