Q. I want to defer my retirement and get out at 50/20. It’s my understanding that if I wait until 60 to claim my retirement, I will retire with full benefits as if I had waited until the minimum retirement age of 56 years and 8 months. Is this true?
Q. I am 47 years old and have 22 years of federal service at the Department of Veterans Affairs. I am thinking about leaving the VA to pursue other career options. I want to defer my retirement and annuity until I am 62 years old. Will there be any penalty, and am I entitled to full retirement? Will I still be eligible for health insurance?
Q. I worked in Saudi Arabia as an Army civil servant from 2012-2016. I now work in the U.S. at Marine Corps Base Camp Pendleton where I receive locality pay. If I work here for two years, how is my retirement pay under FERS (42 years of service) computed? What if I spend one year overseas (no locality pay) and two years stateside (with locality pay) — do I get the average of the three years?
Q. I am 53 years old, and I retired from the Navy Reserve in 2008 with 21 years of service (13 active). I have been a GS employee since 2002 and have made a deposit for the active-duty time toward my civilian retirement. I plan to retire from the federal government when I am 56. Will I still be eligible for a military reserve retirement?
Q. My sister’s husband passed away in December last year, and she received his CSRS benefits at 55 percent. She was told she is not entitled to any pay raises sense he retired, which was in 1996. But if she is entitled, who would she contact?
Q. You’ve said that the special retirement supplement will be reduced or suspended if you have earnings from wages or self-employment that exceed the annual Social Security limit. I have heard that before, but I can’t find it anywhere in writing. Where can I find the rule that spells out the reduction?
Q. How does one calculate top three? Is that the amount you make annually for the last three years of your top salary? For example: .01 x $62,000 x 20 (with $62,000 being the average of one’s top 3).