Q. My CSRS is $60,000. My wife receives $15,000 in Social Security. If she dies, would I receive $5,000 in Social Security benefits?
Browsing: CSRS Offset
Q. I am currently covered by CSRS, I plan on working until 67. I know at 66 I can receive social security based on jobs held prior to government employment and second jobs worked while with the government. Does the offset apply only once I retire or once I claim SS benefits? A friend of mine told me he was collecting full social security while still working for the government. He was 68 at the time. Once he retired, he told me the offset applied. Is this correct?
Q. My husband is retiring with the CSRS retirement program. We have agreed that he should elect a survivor benefit for me. If he dies, am I entitled to the survivor benefits without reducing my Social Security?
Q. I will be 62 this month. I am a federal retiree and receive approximately $3,200 gross for my monthly annuity. My Social Security statement says I would receive $1,221 per month. I was a civil service offset employee as I had previous civil service from 1971 to 1975. I returned to federal employment in January 1987 and retired in January 2014. Will I be able to collect the whole $1,221 in Social Security benefits, or will it be reduced by the GPO? I’m confused because I’m reading about federal pensions and no Social Security was paid. I therefore paid…
Q. I have 34 years of government service. I was hired by the postal service as a FERS employee in 1990 and was converted to CSRS Offset in 2012. I am retired and plan on collecting my Social Security benefits this year, at age 62. How much will my civil service pension be reduced if my Social Security benefits are $1700 per month at age 62 and I received an annuity estimate of $3300 per month?
Q. I am retired on CSRS Offset and am a law enforcement officer. I’ll be turning 62 in March. Will I be automatically enrolled in Social Security and receive Medicare? I prefer to stay under my current government health plan. If I receive benefits from Social Security, will survivors benefits be affected?
Q. I retired under the CSRS with approximately 33 years of government service, and I qualified for Social Security under other jobs. How will my CSRS monthly pension be affected when I begin to qualify for Social Security? A. Qualifying for a Social Security benefit would have no affect on your CSRS annuity. On the other hand, because you’d be receiving an annuity from CSRS — a retirement system where you didn’t pay Social Security taxes — your Social Security benefit would be subject to the windfall elimination provision. WEP reduces the Social Security benefit of anyone like you who has fewer…
Q. I retired at the age of 45 and began receiving a CSRS annuity. I went to work for the state of Virginia and retired at the age of 62 and 6 months and began receiving Social Security. My CSRS annuity was offset once I became eligible to receive Social Security. I’ll be 66 this September, I’m still working and was considering re-employment with the federal government. Will my CSRS annuity or Social Security be affected if I become employed with the federal government?
Q. I had 16 years of CSRS from 1980-1996. I left federal service in 1996 and took my money out. The amount to pay it back with interest is too much. I then returned to federal service in 2010 and have become part of CSRS Offset. I plan to work for 10 more years, which will give me 15 years of CSRS Offset. How much will my annuity be reduced by not paying back the 16 years of CSRS I had?