Q: I went to a Civil Service Retirement System seminar recently and an interesting question about retirement calculation came out during your Q-and-A: What I fail to follow was the first two options (of three) you mentioned regarding the basic life insurance choices. First, if I opted to keep my basic life insurance at its current level, would that mean that the insurance’s face value would remain the same for me as when I was employed through the rest of my retirement years? I would then assume that I will still continue to pay the same premium on basic life…