Q. I heard on television that, under the Affordable Care Act, children can stay on your medical plan until age 26, but spouses are not considered dependents. My wife is a few years younger than me and, when I retire next year, will she still be covered under Federal Employees Health Benefits?
Browsing: dependents
Q. I am a Postal Service employee with self-only heath insurance coverage. My 24-year-old daughter has had no health insurance during the past six months after she changed jobs. She is now enrolled full time in college (her school does not offer health insurance). Now that the open season is over, can I still add her if I am agreeing to pay a “family” premium? Can the new Obama law that allows adding dependents ( up to 26 years of age) be applied even though the open season is over? A. Unfortunately, no.
Q. My father remarried when I was 15. I was his only child. When he was 51 and I was 24, he was diagnosed with cancer. While he was in the hospital undergoing colon surgery, I was informed that he was changing his beneficiary status to his new wife. I received a small portion compared to the half that was originally on the form. I received a pension check for half of his pension one time after his death, and then his widow started to receive the entire amount. Besides the hurt this caused me, she remarried within a year and gave up his pension.…
Q: I know that the FEHB rules changed regarding coverage of dependents up to the age of 26, but what about the FEDVIP rules (vision and dental)? A: As specified in law, the change in age applied only to the Federal Employees Health Benefits program.
Q: We are on the federal Blue Cross/Blue Shield plan, and our son will turn 22 evidently before the extension comes into effect. I understand that he gets a month of courtesy coverage, which would expire on Dec. 22. So, what do we do for the additional nine or 10 days to keep him covered? A: He will be offered an opportunity to continue his coverage under the Temporary Continuation of Coverage provision in the current law. The cost of that coverage would be 100 percent of the monthly premium, plus an additional 2 percent for administrative costs. Note: The…
Q: My son has recently been dropped from my health care because he reached the age of 22. I have heard that there might be an extension of health benefits for dependents. Has there been any decision on this? Also, are there any provisions of adding dependents after the open health benefits period, which is approaching. A: Extending the age at which dependents may be covered by the Federal Employees Health Benefits program would require a change in the law. Although such a change was proposed by the previous Office of Personnel Management director, Congress has so far has taken…