Browsing: GPO

Q: My wife passed away five years ago at age 54. She had many years of working and adding to Social Security. I am recently retired under the Civil Service Retirement System. I was told that I will not be able to receive any of my wife’s contributions to Social Security. Is that true? If so, will that law ever be changed? A: Any Social Security survivor benefit you are entitled to based on your late wife’s work record will be impacted by the government pension offset. The GPO will reduce that benefit by $2 for every $3 you receive…

Q: I’m currently an employee under the Civil Service Retirement System drawing a monthly payment from Social Security under my ex-husband’s benefits. I’ve called and visited the local Social Security office and can’t seem to get a straight answer: I understand that I can’t draw Social Security in my own right because I am a CSRS employee, but will I continue to be able to receive Social Security from my ex-husband’s (now deceased) Social Security account? A: You might be able to receive survivor Social Security benefit while you are still working. To find out what the eligibility requirements are…

Q: I am currently receiving military retirement pay for service with the U.S. Navy from 1960 to 1980. I began drawing my full Social Security pay at 65 years and 10 months. I began working under CSRS in 1980 and am planning on retiring in 2013 or 2014. My question: Since all of my time for my Social Security was from my military service and not CSRS service, will I be under either the GPO or WEP provisions when I do retire from CSRS? Can I receive all three of my retirements without any penalties of GPO or WEP? A:…

Q: After reading all the horror stories about the windfall elimination provision and Social Security demanding payback of erroneous payments, I’m writing to verify my Civil Service Retirement System Offset and WEP reductions. I have 22 years of CSRS service, from 1973 to 1995, put in 13-plus years of nonfederal work, and then was re-employed with the federal government as a CSRS Offset employee in 2008. I plan to retire at 62 with 27 years, 8 months of federal service, with about five years of that under CSRS offset. My personnel office says that I am not subject to the…

Q: My spouse is a civil service employee and is planning to retire within the next eight months. He is 64 years old and will be 65 in March. He could have retired at age 55 but did not because of personal reasons. His health is beginning to fail him now, and he cannot continue to work in his current capacity. He worked more than 10 years at other companies before joining the civil service. He can receive full retirement benefits from the Civil Service Retirement System, but he is also eligible for a very small Social Security check, they…

Q: I understand that because I am a Civil Service Retirement System retiree, if my spouse should die I cannot get any of his Social Security. At one time I heard there was a law Congress was trying to pass to reverse this. Can you please explain this to me and let me know if there is anything being done about this law? A: Because you will be receiving an annuity from a retirement system in which you didn’t pay Social Security taxes, you will be subject to the government pension offset provision of law. The GPO will reduce any…

Q: I am trying to help my dad find answers to a letter he received from the Social Security Administration which states that it is stopping his widower’s benefits after 13 years. He receives a government pension. He is given the option to appeal; does he have grounds, or is this a change in law that he must accept? A: Because you haven’t given me much to go on, I’m going to have to guess that your father’s Social Security survivor benefit was affected by the government pension offset provision of law. The GPO reduces that benefit for anyone who…