Q: There was an answer to a question that I would like clarification on. The writer, who was retired, said he and his wife were under his family health plan, but now they don’t need to cover their son, and he wants to switch to self-only coverage for both he and his wife (they are both retired federal employees). How is this possible? When you retire, you have to pick the self or family option, and your spouse also has to pick the self or family option. I assume the wife dropped her coverage in this case because you can’t…