Q. Why isn’t OPM publishing how much (percentage wise) of federal retirement annuities are to be withheld BEFORE an individual puts in for their retirement? I have found several other people who plan on retiring who had no idea how much may be withheld from their retirement annuities. It’s like everyone is keeping it a secret. We are all told to plan ahead of time for our retirements, but neither OPM nor personnel offices are telling people how much is going to be withheld from our annuities when we start asking for our retirement estimates. Considering the tidal wave of…