Q. My husband worked for the federal government for about 40 years under CSRS, and he is now receiving a generous monthly pension. I worked various part-time jobs over the years, and I currently work for the federal government. When I retire, I will have worked less than 20 years under FERS, so I will be entitled to a small federal pension, and Social Security. Our primary source of income is my husband’s CSRS retirement. If my husband should predecease me, I know I will receive a widow’s pension of approximately 55 percent of what he is currently receiving. Would…
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Q. My husband worked for the Department of Veterans Affairs for 12 years and went out on disability retirement at age 55. He recently passed away at age 60. As he did not reach the age of 62, he was never converted to a regular Federal Employees Retirement System retirement. I am told I may be eligible for a lump-sum benefit/refund of any monies paid into FERS. Is this worth applying for, or were his FERS contributions used to pay his disability retirement for the past five years? A. Assuming that you were married to him for at least 18 months…
Q: If an widow is receiving survivor benefits through the Civil Service Retirement System and she remarries, do her benefits stop? A: Yes, if she remarries before age 55. However, if that marriage ends in annulment or divorce, the survivor annuity can be reinstated.