Health coverage and retirement credits


Q: My wife has been a Civil Service Retirement System employee for almost 36 years; I am new to the Federal Employees Retirement System, having been employed under it for approximately 1.5 years. I have been under my wife’s Federal Employees Health Benefits plan since March 2008. I am 56 years old. If we elect to each go single coverage during the open season, will I get credit for the two years toward the five that I need for retirement purposes?

A: Yes, you will.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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