Browsing: SOCIAL SECURITY

Q. My mother retired from the U.S. Postal Service in 1997 or 1998. She came in under CSRS and later FERS; however, I guess she did not pay into Social Security at the time, unknowingly. But she worked for years with the state prior to that and was not given credit for it. She receives the bare minimum from Supplemental Security Income. Is there anything that I can do to help her? She has worked more than 50 years to only receive $250 per month.

Q. Can you explain the Windfall Elimination Provision as it pertains to those of us that are CSRS? I have heard many different answers, one of which said they can’t fully offset your Social Security. I have 40 quarters from before I became a civil service employee, and in the early years I worked a part-time job. I am 3½ years away from hitting 40 years now. Will I get any Social Security? Can my husband (who is younger than me) draw against my Social Security until he hits his magic age?

Q. Can you explain what would happen to my pension as a reinstated employee? I retired in 2011 from the sales department in the U.S. Postal Service. I took a Voluntary Early Retirement Authority. I was 53, now I’m 59. I would like to go back to my job (I just saw the posting). I have been getting the supplement since age 56. I get $27,348 with my pension and supplement. I left at the pay scale of $68,000 — the same as the job is offering. Would I still get a pension in my direct deposit? Will I accrue a new pension?…

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