Browsing: HEALTH INSURANCE

Q. How do I suspend my health insurance coverage? I will be eligible for my Air Force Reserve Retirement (100 percent VA health care and later TRICARE), Social Security (Medicare health coverage) and my annuity as a VA Medical Center employee (FEHBP). When I become eligible for TRICARE health coverage, I desire to suspend my civilian coverage and use TRICARE as primary and Medicare as secondary.

Q. My husband and I are both retired from the Postal Service under CSRS. Each of us has carried Self Only coverage through FEHB continuously during our working years and throughout retirement. Since these premiums continue to rise, one of the plans for 2018 is cheaper for us to go with Self Plus One. If we switch to Self Plus One for 2018 because of the price, then can we each go back to Self Only in 2019 open season? Second question: If he passes away while he has carried me under his Self Plus One, can I immediately go…

Q. Is there any benefit to postponing my retirement pension when I turn age 62? I am eligible then, as I will have the minimum five years’ creditable service through the Department of Veterans Affairs and four years’ active-duty Army. I plan to continue working in the private sector as long as possible. I would prefer to keep my government health insurance and life insurance, if possible.

Q. I am 56, but only have six years of government service time. Even though I’ve worked for a U.S. government agency for 31 years, only my time with government service counts toward retirement. Would I be allowed to leave the government before my minimum retirement age and take a deferred annuity at age 62? If this is possible, would I be able to keep my medical coverage?

Q. I am 63 and retired from Tobyhanna Army Depot. I have coverage with Geisinger Health Plan as part of my retirement package. I have Tricare standard, being retired military. How do I drop Geisinger since I receive Tricare at no monthly cost? It makes no sense to pay for one that is close to $300 per month when I have Tricare that has a much lower deductible, and I will have to come under Medicare Part B in the near future. How do I do this?

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