Q. I am receiving 90 percent Department of Veterans Affairs disability pay, plus retired reserve pay, and retiring from FERS after 10 years of civilian service and paying in for a military deposit covering 14 years of active duty (to get credited with a total of 24 years for my civil service retirement pay calculation). Will they deduct anything from either my VA disability payment or my retired reserve pay, because I am buying back the 14 years of active duty?

Q. I am a FERS retiree and I just went back to work as a contractor. They are telling me that I have to purchase their insurance because BCBS is not an employer health care program. I told them I’m retired and have BCBS for life and pay premiums. If I have to pay for their company insurance, I will be paying over $600 a month in premiums. Is there anything I can do about this?

Q. I served 37 months of active duty in the Army from October ’74 to November ’77 and another seven years active duty in the Coast Guard from ’80 to ’87. All together I have over 10 years of active duty. Is there any chance that I can collect anything from the U.S. government? I’m 63 years old at this point.

Q. I will be 60 years of age in December 2018 with 17 years of service with the United States Fish and Wildlife Service. I have signed a Declination of Unreasonable Offer since the position will be outside commuting area, so I will be involuntarily separated. Do I qualify for severance pay and, if so, can I postpone FERS retirement for two years to receive FEHB? Are both events possible?

Q. My husband is deceased and left me with a survivor annuity. He was a Civil Service Retirement System employee with 42-plus years. I retired at 52 with my own FERS service. When I turned 62 they discontinued my FERS Annuity Supplement. I am planning on starting my Social Security soon. Will I continue to receive his CSRS survivor annuity and my own FERS annuity along with my Social Security? I was told by a friend that I could not have all three. Is this true?

Q. I have eight years active. I’m going to buy my time back; however, it will not be paid off within the three years. How much interest will accrue on the balance after that third year is over? Also, I am at 90 percent with the Department of Veterans Affairs. When I retire, will I have to give up my VA disability or does that only apply to retirement pay?

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