Q. I was forced to take medical leave because I slipped and fell in the ice and snow. The injury caused a severe illness, and eventually my agency separated me on disability retirement. Later I was awarded Social Security Disability Insurance. They offset my disability annuity by the same amount, so I have to pay the Office of Personnel and Management back the same amount I received from SSDI. It seems like I shouldn’t have applied for SSDI if they were going to deduct the amount of the SSDI from my disability benefit. What do you think?

Q. Nine years ago (in 2007) I voluntary resigned from the U.S. Postal Service after 21 years and six months of service. I’ve transferred my TSP to a regular IRA account. Am I entitled to any retirement/pension benefits? At what age can I start receiving the benefits? I am now 57 years old.

Q. If I complete 13 years of active duty in 2018 and tack on seven years of reserve duty until 2025, I will start receiving military retirement benefits for those 20 years at age 60. If I become a GS employee in 2018 and serve 20 years until I am 57, will I be able to receive my military retirement pension as well as my FERS pension? If I “make a contribution” (aka buy back those 13 years of active-duty service), will I have to forfeit the military retirement benefits because it will be rolled into the FERS?

Q. I have been approved for FERS disability retirement but I am not receiving any checks yet. My High-3 pay is around $53,300. I only worked for 2½ years. What would my annuity payments be? I am 65 years old and on $1,100 a month of Social Security disability. How will the FERS disability affect my Social Security disability?

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