Q. I’m 66 years old still working in federal service, at the Department of Defense, under the CSRS plan. Will I get full Social Security benefit because I’m still working? I’m planning on retiring from federal service at the age of 70.
Q. How do I suspend my health insurance coverage? I will be eligible for my Air Force Reserve Retirement (100 percent VA health care and later TRICARE), Social Security (Medicare health coverage) and my annuity as a VA Medical Center employee (FEHBP). When I become eligible for TRICARE health coverage, I desire to suspend my civilian coverage and use TRICARE as primary and Medicare as secondary.
Q. My just-deceased husband and I had been together for over 25 years. We were married for 13 years. Divorced, but lived together for nine years. Then we remarried for an additional three years. When he retired CSRS, he voluntarily elected survivor benefits for me as a former spouse. We didn’t remarry til I was 58. The election for survivor benefits states that it’s for me as a former spouse. Since the election was done when I was the former spouse, am I still entitled to receive the spousal benefits?
Q. I have a drinking problem and now the U.S. Post Office has given me papers to suggest separation. I am 55 years old. I went ahead and put in retirement papers for next year. Can they fire me and cause me to lose my retirement benefits? What is the best way to handle this situation? I have 32 years in. And aren’t they supposed to offer me rehab for my addiction?
Q. I have 40 years as a civil engineer under CSRS retirement. I have an on-the-job injury that has left me with a right hand, arm and shoulder disability. Which retirement is the better choice: regular or medical?