Q. I am retiring at the end of this year and will be a 30-year FERS annuitant. I expect to receive a FERS pension and Social Security in retirement. My wife only worked part-time and will receive a much smaller amount from Social Security. In the event of my death, what will my wife receive? Will she be able to get my FERS survivor benefit and my Social Security, since it is larger?

Q. I left government service in 1981 and withdrew my retirement funds. I then re-entered government in 1991 under CSRS and retired in 2009. I am paying back the withdrawn funds every month out of my annuity. How long will they take out these funds from my retirement? It will be 10 years in January 2019. I have been told by others that it will be 10 years, then the money will be put toward my retirement annuity.

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