Q. I served 21 years and six months in the military, paying Social Security all the time. I also paid a little Social Security prior to going into the military. I went into civil service under CSRS in 1985. All of my Social Security was paid into prior to going to work under CSRS, so why should I have an offset after retiring from civil service after 20 years? I paid in the CSRS program and all my Social Security was paid under a different system that shouldn’t have anything to do with civil service and my Social Security.

Q. I worked in Saudi Arabia as an Army civil servant from 2012-2016. I now work in the U.S. at Marine Corps Base Camp Pendleton where I receive locality pay. If I work here for two years, how is my retirement pay under FERS (42 years of service) computed? What if I spend one year overseas (no locality pay) and two years stateside (with locality pay) — do I get the average of the three years?

Q. I’m retiring soon at the mandatory age for firefighters at 57 years old after 30 years of service. I understand the Social Security Administration supplement will be paid out until age 62. Can the supplement continue past 62 if I choose to wait to elect collecting Social Security until age 67, the full-retirement age? I’m staying at the fire department until the last possible day before the mandatory age requirement kicks in, but I’m concerned of a potential five-year gap and/or not receiving the supplement between ages 62-67. If the supplement stops entirely at 62, then I’d feel a bit…

Q. If I resign from the government, am I required to leave my money in the retirement fund to be eligible for a deferred annuity at age 60 (to avoid the age reduction)? I want to transfer my retirement fund to my own securities personal bank. To be eligible for an early out, do you have to be at your minimum retirement age?

Q. Social Security will go up 2.2 percent in 2018. Does the FERS supplemental Social Security payment increase the same (or at all), when regular Social Security payments are increased?

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