Medicare entitlement and sign up

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Q. I retired in 2011 with 35 years under CSRS. Am I automatically enrolled in Medicare? Which parts should I enroll in? Does my Blue Cross Blue Shield FEHB coverage continue on?

A. Since you aren’t already receiving benefit from Social Security, three months before you turn age 65 you’ll need to go to https://www.medicare.gov/sign-up-change-plans/get-started-with-medicare and sign up. You’ll automatically be entitled to Medicare Part A at no cost because you paid for that benefit through payroll deductions. If you decide to enroll in Part B, you’ll have to pay the premiums for that benefit. Regardless, your FEHB coverage will continue.

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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

4 Comments

  1. JACQUELINE R STEWART on

    I transfer to fers after working csrs for 8 years without a break in service will I received two annuity checks on for my csrs offset and one for fers

    • You will receive one annuity check, but it will include one portion calculated for your CSRS service and the remainder for your FERS service. You’ll be entitled to annual cost-of-living increases on your CSRS portion; however, you’ll only begin receiving COLAs on your FERS service when you reach age 62.

  2. BACKGROUND: I’m a retired CSRS employee 1982-2012 and have always been on spouse’s health insurance. We both retired in 2012. He turned 65 following year in 2013 with a county govt based pension and was not eligible for SS or Medicare having never paid FICA taxes and did not earn 40 quarters. At this time, he went to local SSA office to apply and was told that he did not qualify for either Medicare or SSI. He was given a letter to give to his employer that he was deemed not eligible for these services. The letter allowed us to continues our health coverage with his govt employer.

    Forward to April 2021, now at age 65, I have registered for Medicare A & B. Isn’t my spouse now eligible to register with SS for Medicare Part A and/or B by virtue of my FICA taxes paid while CSRS employed?
    Thank You in Advance for your kind assistance. It seems those that I’ve talked to at SSA regarding our situation is perplexing them.
    BLB

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