Medicare entitlement and sign up

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Q. I retired in 2011 with 35 years under CSRS. Am I automatically enrolled in Medicare? Which parts should I enroll in? Does my Blue Cross Blue Shield FEHB coverage continue on?

A. Since you aren’t already receiving benefit from Social Security, three months before you turn age 65 you’ll need to go to https://www.medicare.gov/sign-up-change-plans/get-started-with-medicare and sign up. You’ll automatically be entitled to Medicare Part A at no cost because you paid for that benefit through payroll deductions. If you decide to enroll in Part B, you’ll have to pay the premiums for that benefit. Regardless, your FEHB coverage will continue.

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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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