The aftermath of health reform

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Q: I am retiring June 30, 2010. I am already retired from the military and have used my Tricare benefits until now. Under the new health care plan that passed in Congress, I am already receiving letters from doctors that I have been seeing for years, telling me they will no longer accept Tricare or Medicare. I want to carry the Federal Employees Health Benefits Plan into retirement. Does my use of Tricare qualify for the five-year rule?

A: Not unless you were enrolled in the FEHB program on the day you retired. If you were, your years of coverage under Tricare will count in meeting the five-year requirement.

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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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