Correct retirement plan


Q: In 1985 I was injured and was covered under worker’s compensation. In 1996 I switched over from worker’s compensation to OPM disability pay. In 1999 I returned to duty as a federal agent and was placed under CSRS-Offset. I have been told that I am under offset because I was off the government payroll for more than a year before returning to work. As I was getting paid by OPM and worker’s compensation for on-duty injuries during the whole period I was off, I am concerned that I am not in the right retirement program.

A: What you were told is correct. You were a disability retiree, not an employee. And because the time between your two periods of employment exceeded one year, you were properly placed in CSRS Offset.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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