Correct retirement plan

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Q: In 1985 I was injured and was covered under worker’s compensation. In 1996 I switched over from worker’s compensation to OPM disability pay. In 1999 I returned to duty as a federal agent and was placed under CSRS-Offset. I have been told that I am under offset because I was off the government payroll for more than a year before returning to work. As I was getting paid by OPM and worker’s compensation for on-duty injuries during the whole period I was off, I am concerned that I am not in the right retirement program.

A: What you were told is correct. You were a disability retiree, not an employee. And because the time between your two periods of employment exceeded one year, you were properly placed in CSRS Offset.

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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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