Covered positions and retirement

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Q: What happens if you’re in a covered position (6c) for eight years and move into a noncovered position? How does that work for retirement?

A: When you retire, you’ll receive credit for that period of service; however, your annuity will be calculated using the standard formula, not the enhanced one used for law enforcement officers, firefighters or air traffic controllers who complete 20 years of covered service. The additional contributions you made to the retirement fund when you were in a 6(c) position won’t be refunded to you.

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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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