What Medicare coverage affects


Q: I am planning to retire in two months after 30 years of federal service. I will continue with the Blue Cross Blue Shield No. 105 health insurance plan. I also have premium free Medicare A coverage. My present thinking is to not enroll in Medicare plan B. I am 69 and have been drawing Social Security benefits while working. When I retire, I understand Medicare A will become my primary coverage during hospitalization. It is not clear to me the situation regarding doctor’s office visits. Will the office visit continue to be covered by my BCBS plan? Does the co-pay change? One of my retired friends told me that after retirement you don’t pay a co-pay. Is there any truth to this?

A: You’ll find the answers to your questions in your plan brochure under the heading “When you have the Original Medicare Plan (Part A, Part B, or both).”


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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