Retirement options


Q: Is there any current retirement option that allows the addition of civilian employee years of service to a military retirement payment? I understand the options for doing it in the other direction, and it is not beneficial for me to buy back my military retirement and apply it to my civil service time, because in addition to the buyback, and in my case the interest penalty, I would get less money after all calculations are made.

A: There is no provision in law that would allow you to add your civilian service to your military service. Nor, to the best of my knowledge, has it ever been considered.


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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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