Disability retirement and premium coverage

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Q: I have worked for the U.S. Postal Service since 1996 and have always had FEHB. I am submitting for disability retirement. If approved, will I have to pay my share and the postal service’s share to maintain coverage in retirement?

A: You will only have to pay your share of the premiums. However, they will be higher than they were while you were an employee. That’s because the U.S. Postal Service unions negotiated a better deal for its employees. Retirees pay the same premiums as all other federal employees and retirees.

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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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