Creditable Civilian Service

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Q: I will turn 62 in September. I had 16 years of honorable service in the Navy, April 1969 to April 1985, before being hired into the federal civil service in December 2009. I do not draw a retirement from military service. Do I have to have five years of federal civil service to qualify for retirement at age 62, or will five years of the military service qualify for the five-year requirement? I realize that I have to make a deposit to cover the time I spent in military service.

A: You have to have five years of civilian service to be eligible to retire.

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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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