Medicare and BCBS


Q: I am 68 and a retiree from the federal government. I had been working part time for a defense contractor until the contract ended. I’m now unemployed. I have Medicare Parts A and B, and BCBS as a secondary. I noticed my BCBS for standard option increased $59.66 a month for 2011. I am now paying $234.74 a month for standard and $97.50 a month for Medicare Part B, for a total of $332.24 a month. Do you know of a less expensive way to get the same coverage?

A: You’ll need to do some comparison shopping during the next open season. The premiums for Federal Employee Health Benefits plans and their options vary widely and one of the lower-cost ones might be a good fit with your coverage under Medicare Parts A and B. Just be sure that the plan or option you chose fills any gaps in what Medicare covers.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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