CSRS annuity


Q: I retired in 2008 under CSRS retirement. I elected spousal a dollar amount to be paid out at my death. I didn’t include health benefits as my wife is a federal employee with her own health insurance. My spouse would like to waive the spousal annuity to be paid out at my death. What is the process?

A: While your wife is free to decline the receipt of a survivor annuity when she reports your death to OPM, it is too late for you to cancel your election of a survivor annuity for her. You would have had to do that within 30 days after the date of your first regular monthly check.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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