Health insurance

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Q: I will be retiring in June 2011 under CSRS with an annuity for my husband to cover health insurance. I have been covered by Blue Cross and Blue Shield Family Plan for my 35 years of service. My husband has always been employed in the private sector. After retiring, if I should die before him, would he be able to change from the family plan to self-only plan?

A: Yes.

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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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